Mobile phone insurance is financial protection for your smartphone.
It is there to cover the cost of repairing or replacing your handset if it is damaged, stolen, or lost.
It isn’t compulsory, but it could give you piece of mind if you have bought an expensive phone over a long-term contract – a contract you’ll have to keep paying, even if you no longer have the phone.
Before taking out specialist mobile phone insurance, check that you aren’t already covered through your home insurance, travel insurance, a packaged bank account, a premium credit card.
Some of these products cover your device as standard, or you might be able to add it as an extra.
A standard mobile phone insurance policy may include cover for theft, loss, mechanical breakdown, and accidental damage.
That means if you have unintentionally cracked your screen, your insurer will pay for repairs or replacement. In addition, some insurers will give you an ‘instant’ replacement phone or repair yours if it’s out of action.
You might also have protection for:
Water damage: If your device is accidentally damaged by dropping it in the toilet or putting it in the washing machine with your clothes.
Multi/Family phone cover: Insures several devices within one household under one policy. Some insurers may not include cover for children’s devices.
Worldwide travel cover: Covers gadgets for damage or loss while abroad for a limited number of days.
Instant cover: Some policies include a 14-day exclusion that hinders your ability to claim during the first two weeks of your policy. With instant cover, you can make a claim the same day the policy is bought.
Accessories: Replacement of up to £150 of any damaged, lost, or stolen accessories simultaneously as the device.
Downloads and apps: Digital download cover will help with the cost of replacing music, movies, eBooks, and other valuable data that is stored on your phone. You can minimize the risks to your data by backing it up regularly.
Fraud: Repayment of costs incurred due to unauthorized calls or eWallet payments.
at&t phone insurance claim assurance cell argos acko asurion number assurant aviva att lost best mobile buy boost bank of scotland barclays brightstar compare the market cheap plans providers verizon wells fargo debenhams direct line does cover cracked screen water damage domestic and general broken ee edgars cellphone excess excuses for claims endsleigh cost eir family first flexplus directory fonesure nationwide geek squad gocompare go get geico good to google grip hsbc how much is natwest sprint on uk vodafone ireland india i worth it iphone apple john lewis jb hi fi jet jio joint stores contact details review knowhow koodo know king price kenya orient keep talking plus kogan lloyds online platinum rejected tsb account lifestyle comparison metro pcs halifax nat west login black o2 optus outsurance old progressive post office rbs quote devil quidco quick heal qbe quickest revolut royalties royal racv gold santander samsung squaretrade spark sky syska straight talk tesco telstra t taurus team telkom usaa us cellular ultimate reward uber credit card uswitch ulster wireless virgin vodacom media deductible what walmart cheapest xfinity xr coverage xiaomi yorkshire youi signature yearly zurich three zero form zagg email 3 $15 $10 123 1 year week ie current 1st month 2degrees 2nd hand 2 degrees 24 hour replacement degree mobility 3rd party network 3g rescue 4 square club 4×4 travelers po box 4614 buffalo ny 14240 principal life 401k sentry phones4u phones 4u you 5/3 5 star over 50 50s defaqto top s10 5g local 670 welfare fund route 66 6s teamsters 631 oneplus 6t 6 na #708 department 743 allstate fire casualty 7 dollar pro 7t 21st century 800 aaa auto wesco company superior ave cleveland oh farm bureau liberty mutual metlife 936 901 chubb new jersey note 9 99 acceptance bingle car bubble business bell budget care call about social suspended chill diamond travel delta dental employment esure canada encompass phcs eligibility national from # state gadget guardian grange holiday health marketplace in hancock jackson james river johnson johnsons ka kaiser kemper knights columbus key permanente lv loss laptop theft my admiral axa farmers erie one with plymouth rock primerica quotes without calls me happy quartz quicken loans quiktrip provider repair rac records racq home root safe policy scams stolen suncorp shannons tablet td use umr homeowners unemployment united american vero liverpool victoria visa woolworths westpac a carphone warehouse xs greenwich xl america inc max york risk globe commissioner plan greater can show proof your zenith zander solutions zebra 11 central not 1890 1199 2019 2018 roadside assistance infinity hours bankers 357 360 after 30 days 370 wausau underwriters audi day free preferred gap lemonade crosby street skoda 8 australia purchase abroad amazon benefits companies deals delhi discount code discovery dublin dubai europe fee ebay esurance metropcs students freedom germany galaxy fold pixel 3a s20 giffgaff premier hong kong haram advance huawei p30 nigeria instant usa japan jobs jump at reddit low love or silver malaysia martin monzo mtn mi monthly malta nz netherlands nhs nl options older than months 12 applecare philippines prices pakistan quora questions hippo reviews rules singapore south africa ultra through vs x years where away per za zealand aa 2020 cancel more